Employment Practices Liability Insurance

Employment practices liability insurance (EPLI) is a type of business insurance that covers the legal liability and defense costs arising from employment-related claims. Employment-related claims are allegations or lawsuits brought by current, former, or prospective employees against an employer or its employees for violating their rights or discriminating against them. 

• Wrongful termination or dismissal
• Harassment or hostile work environment
• Discrimination 
• Wage and hour violations
• Breach of contract or implied contract
• Invasion of privacy or defamation

Our Employment practices liability insurance can help you protect your business from these claims by providing you with:

• Financial compensation for the damages or settlements you have to pay
• Legal defense and representation in case of lawsuits or investigations
• Expert advice and assistance in managing the claim and preventing future claims
• Access to preventive tools and resources to improve your employment practices and policies

Employment practices liability insurance is essential for any business that has employees or hires independent contractors. Employment-related claims are becoming more frequent, complex, and costly. No business is immune to employment-related claims, regardless of its size, industry, or location.

Employment practices liability insurance can help you safeguard your business from the devastating effects of employment-related claims. It can also help you comply with the laws and regulations.

Employment practices liability insurance works in a similar way as other types of business insurance. You pay a monthly or annual premium to the insurance company, and in return, you get coverage for the legal liability and defense costs related to employment-related claims. The coverage and the premium vary depending on the policy you choose. 

• The number and type of employees you have
• The industry and nature of your business
• The level and quality of your employment practices and policies
• The claims history and experience of your business
• The deductible and limit of your policy

At our Insurance Agency, we understand that every business has unique employment practices and risks. That's why we offer customizable EPLI coverage options to fit your business's specific needs and budget. Our team of experienced professionals can work with you to design a coverage plan that provides the protection you need at a price you can afford.

Don't let employment-related claims derail your business. Contact us today to learn more about our Employment Practices Liability Insurance coverage and how we can help protect your business from workplace claims.