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Non-Profit Insurance

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Multiple coverage options to choose from

Non-Profit Insurance

Safeguard your non-profit's future with peace of mind, knowing that our insurance coverage has you covered against a range of risks and potential losses.

Non-Profit Insurance

As a non-profit organization, you strive to positively impact the world. But even the most well-intentioned organizations face risks and potential liabilities. At our Insurance Agency, we understand the unique needs of non-profit organizations and offer insurance solutions tailored to your specific needs.

Coverage Options

Our non-profit insurance policies provide comprehensive coverage for a range of risks, including:

  1. General liability: This coverage protects your organization against claims of bodily injury, property damage, and other types of harm to third parties.
  2. Property coverage: This coverage protects your organization's physical assets, such as buildings, equipment, and inventory, against damages or losses.
  3. Directors and officers' liability: This coverage protects your organization's leaders and board members against claims of wrongful acts or omissions.
  4. Employment practices liability: This coverage protects your organization against claims of discrimination, harassment, or other employment-related issues.

Benefits of Non-Profit Insurance

There are many benefits to having non-profit insurance, including:

  1. Protection for your organization: Non-profit insurance provides financial protection in the event of a covered loss or liability, helping your organization to recover and continue its important work.
  2. Legal compliance: Some types of non-profit insurance, such as workers' compensation insurance, are required by law. Having the right insurance coverage helps ensure your organization meets legal requirements.
  3. Peace of mind: With non-profit insurance, you can focus on your organization's mission and goals, knowing you are protected against various risks and potential losses.

Why Choose Us?

At our Insurance Agency, we understand that non-profit organizations face unique challenges and risks. That's why we offer personalized support and guidance to help you choose the right insurance policies for your organization and your budget.

Our team of experienced insurance professionals can help you assess your risks, compare coverage options, and find the right policies for you. We also offer ongoing support and assistance with claims and other insurance-related issues, so you can focus on what matters most - making a difference in the world.

Contact us today to learn more about our non-profit insurance policies and how we can help protect your organization's mission and goals.

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General liability
Product Coverage
Directors & Officers liability
Professional liability
Workers’ Compensation Insurance

General liability coverage

Risk Factors

A general liability policy insures your nonprofit organization against classic slip-and-fall scenarios. (It’s sometimes also called a “commercial general liability” or “CGL” policy.)

Solution

Your nonprofit will be covered for damages that it’s ordered to pay to someone (such as a visitor, customer, supplier, or associate) who is injured on the organization’s property.

Product liability coverage

Risk Factors

Suppose your non-profit sells products to the public — for example. In that case, you raise funds by selling baked goods, or your artist-clients create and sell sculptures out of recycled products, consider buying product liability insurance.

Solution

It will protect your organization from lawsuits by customers claiming they were hurt by an unsafe or defective product you provided. For example, if a customer breaks a tooth on a walnut shell baked into your cookie or slices a hand on a sharp-edged sculpture, this insurance will cover the legal defense and a sizable portion of the damages.

Directors & Officers liability coverage

Risk Factors

Your non-profit’s board of directors and officers (many of whom are volunteers) could be personally named in a lawsuit against your nonprofit alleging fraud or financial mismanagement.

Solution

You’d want directors and officers (D&O) insurance to cover the cost of defending the directors and officers and pay any resulting money damages.

Professional liability coverage

Risk Factors

Similar to D&O coverage, professional liability coverage (also sometimes called “errors and omissions” or “malpractice” insurance) protect against liabilities resulting from mismanagement of the organization, as well as workplace-related claims such as discrimination or sexual harassment.

Solution

It can help cover not only directors and officers but also staff, volunteers, and the non-profit organization itself.

Workers’ Compensation insurance coverage

Risk Factors

General liability will not provide coverage for injuries to employees. These coverages are important because they address injuries to your human assets – your employees and your volunteer workforce.

Solution

Workers’ compensation pays medical expenses, disability, and death benefits for injured workers. Volunteer accident insurance pays for minor injuries to volunteers who are donating their time and expertise to your cause.

Already have Non Profit Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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