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Real Estate Investor Insurance

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Real Estate Investor Insurance

Don't let unexpected events sink your real estate investments - protect them with our Real Estate Investor Insurance today.

Real Estate Investor Insurance

Protecting your investments is crucial to your success as a real estate investor. Real estate investor insurance can help you safeguard your properties against unexpected risks and liabilities. At our Insurance Agency, we offer comprehensive insurance solutions designed specifically for real estate investors.

Coverage Options

Our real estate investor insurance policies can cover a range of risks, including:

  • Property damage: Protects your properties from damage caused by fires, storms, and vandalism.
  • Liability: Provides coverage if someone is injured on your property and sues you for damages. This can include medical expenses, lost wages, and pain and suffering.
  • Loss of rental income: If your property becomes uninhabitable due to damage from a covered event, loss of rental income coverage can help you recoup the rent you would have collected during the repair period.
  • Equipment breakdown: Covers the cost of repairing or replacing equipment used on your property, such as HVAC systems, refrigeration equipment, and more.

Benefits of Real Estate Investor Insurance

There are many benefits to having real estate investor insurance, including:

  • Protection for your assets: Real estate investor insurance can help protect your investments and mitigate potential losses.
  • Peace of mind: Knowing that your properties are covered against unexpected risks can provide peace of mind and allow you to focus on your investments.
  • Risk management: Insurance can help you manage risks associated with owning and managing rental properties, allowing you to make informed investment decisions.

Why Choose Us?

At our Insurance Agency, we understand the unique needs of real estate investors. Our experienced professionals can help you design a customized insurance solution that provides the coverage you need to protect your investments.

Contact us today to learn more about our real estate investor insurance options and how we can help you safeguard your properties.

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Physical Structure
Liabilities
Equipment breakdown
Fair rental value
Ordinance of law

Physical structure coverage

Risk Factors

If a storm damages an apartment building’s roof, the owner can file a claim against their physical structure coverage.

Solution

This type of coverage protects the building’s structure, like its foundation, roof and walls. It also covers detached structures on the property, like garages and maintenance buildings.

Liability coverage

Risk Factors

You may need to pay medical expenses and legal costs when a tenant, customer of a tenant, or guest at a residential property sustains an injury.

Solution

Typically, this type of coverage doesn’t cover the everyday misfortunes of tenants, such as a tenant slipping and falling in his kitchen. But if a leaky roof causes a guest to slip and fall in a common area such as a lobby, liability coverage can pay medical costs and legal bills.

Equipment breakdown coverage

Risk Factors

Landlords can face big repair and replacement costs if a power surge damages a building's electrical system, a grass cutting machine, or a heating boiler explodes.

Solution

Equipment breakdown coverage can help a landlord repair or replace damaged equipment.

Fair rental value coverage

Risk Factors

While tenants move out of the office building due to the tornado damage, the landlord needs to pay for its repairs.

Solution

This type of coverage can help pay for lost rental income if a building becomes uninhabitable due to a covered loss. For instance, if tenants must move out of an office building to repair tornado damage, fair rental value coverage can reimburse the landlord for a portion of the lost rental income.

Ordinance of law coverage

Risk Factors

Oftentimes, older rental properties don’t meet current building codes.

Solution

If a property sustains a covered structural loss, ordinance of law coverage can help cover the additional cost of reconstructing the building to meet the current codes.

Already have Real Estate Investor Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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